We're approved!

As evidenced by the title of this post, we have been credit approved for a mortgage! It's wonderful news, and we're planning on putting in an offer on a great house as soon as possible.

We actually found out that we were approved a week ago, but we hadn't seen anything particularly interesting until today. We went to showings with our realtor on Wednesday to 3 houses. The first was fine, not something that we were even remotely interested in. The second house was so cute! It was one of those houses that has so much character it's really hard to pass up. It had a white picket fence, beautiful floors and a great fireplace. There were lots of hidden passages and storage places, random doors that didn't lead anywhere, and an absolutely beautiful kitchen. Unfortunately, it didn't suit our needs at all. It's not worth purchasing a house just because it has character (although it was tempting!). The last house we saw was supposed to need 'cosmetic work'. That statement normally means that the house needs some paint, possibly even new carpet or sheetrock on the walls. The house we walked into was disgusting. There were holes in the walls, the baseboard heater was falling apart, there was mold on the furniture and carpet. That house needed so much more than 'cosmetic work' - it was a flipper!

Our realtor also tried to get an appointment at a house in Severn, but they didn't allow showings after 2pm. So we scheduled one for today at 10. It was a beautiful house! We pulled up and I knew that I was already interested in this house. It's a single family home, 3 beds and 2 full baths, 3 floors with a finished basement. The entire top floor is the master bedroom suite, the other two bedrooms are on the ground floor and share a full bathroom. There is a nice sized living room when you walk in from the front, and a small dining area by the kitchen, which is a pretty good size and has lots of cabinet space. The basement has the laundry room and a great gathering room which is L-shaped. There is an outside door leading up to the back yard that is large and has some large trees for shade. There is also a 2 tiered deck from the kitchen which will be great for back yard parties and entertaining. :)

We have a meeting with our realtor tomorrow to work on the offer and sign paperwork!!